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Westpac Altitude Rewards Black - Up to 200,000 Altitude Points

The Westpac Altitude Rewards Black has up to 200,000 Altitude Points plus a reduced first year annual card fee on offer for new cardholders, the points can be transferred to Velocity Frequent Flyer, KrisFlyer or Cathay miles at a 4:1 ratio. The card offers high points earn rates plus ongoing benefits, including Priority Pass lounge invites. Bonus Points: 200,000 pts Earn Rate: 3 Altitude Points per $1 on international transactions, 2 Altitude Points per $1 on everyday spend, and 1 Altitude Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.5 Points per $1 thereafter, uncapped Min Spend: A$12,000 Annual Fee: A$200

Points Earned

200,000

Cost Per Point

0.10c

Excellent

Deal Score

76/100

Cost Breakdown

Total Cost (AUD)$200.00
Annual Fee$200.00
Minimum Spend$12,000.00
Effective CPP0.100 cents/point

Card Details

BankWestpac
NetworkMastercard
Churning Cooldown24 months

This card has a 24-month churning cooldown. You must wait at least 24 months after closing the card before re-applying to receive the sign-up bonus again.

sign-up-bonuspointhacks
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General information only. This is not financial advice or credit assistance. Consider whether this product is right for your circumstances. Read the issuer's Key Facts Sheet and Target Market Determination before applying. Applying for credit may affect your credit score.

Quick Info

CountryAU
Card Typepersonal
First Seen12 Oct 2026
Last Updatedabout 1 hour ago
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