Skip to main content
Credit CardPublicBest DailyBest Weekly

Westpac Altitude Rewards Black - Up to 150,000 Altitude Points

The Westpac Altitude Rewards Black has up to 150,000 bonus Altitude Points plus a reduced first-year annual card fee on offer for new cardholders, the points can be transferred to Velocity Frequent Flyer, KrisFlyer or Cathay miles at a 4:1 ratio. The card offers high points earn rates plus ongoing benefits, including Priority Pass lounge invites. Bonus Points: 150,000 pts Earn Rate: 3 Altitude Points per $1 on international transactions, 2 Altitude Points per $1 on everyday spend, and 1 Altitude Points per $1 on all other eligible spend up to $10,000 per statement period. Then 0.5 Points per $1 thereafter, uncapped Min Spend: A$9,000 Annual Fee: A$275

Points Earned

150,000

Cost Per Point

0.18c

Excellent

Deal Score

71/100

Cost Breakdown

Total Cost (AUD)$275.00
Annual Fee$275.00
Minimum Spend$9,000.00
Effective CPP0.183 cents/point

Card Details

BankWestpac
NetworkMastercard
Churning Cooldown24 months

This card has a 24-month churning cooldown. You must wait at least 24 months after closing the card before re-applying to receive the sign-up bonus again.

sign-up-bonuspointhacks

General information only. This is not financial advice or credit assistance. Consider whether this product is right for your circumstances. Read the issuer's Key Facts Sheet and Target Market Determination before applying. Applying for credit may affect your credit score.

Quick Info

CountryAU
Card Typepersonal
First Seen04 Nov 2026
Last Updatedabout 15 hours ago
VelocityCredit CardPublicBusiness#1 TODAY

250Kpts

0.72c/ ptExcellent
Cost $1,800
24mo cooldown between applications
78
PointsCredit CardPublic#1 TODAY

125Kpts

0.12c/ ptExcellent
Cost $149Min $3,500
24mo cooldown between applications
74
VelocityCredit CardPublicBusiness#1 TODAY

120Kpts

0.21c/ ptExcellent
Cost $249Min $6,000
24mo cooldown between applications
71
PointsCredit CardPublicBusiness

250Kpts

0.07c/ ptExcellent
Cost $175Min $8,000
24mo cooldown between applications
71
VelocityCredit CardPublic#1 TODAY

100Kpts

0.30c/ ptExcellent
Cost $300Min $7,000 /90d
24mo cooldown between applications
71
Qantas FFCredit CardPublicBusiness#1 TODAY

200Kpts

0.15c/ ptExcellent
Cost $295Min $10,000
24mo cooldown between applications
71